Graphics and physics engines, wich offer what i want?

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Just a heads up, the dark side - this is Unreal engine 3. If you still say that looks out of date, then you must really be trolling.

full body awareness, first person vehicle support, and the classic gameplay by Default, if i cant access the source code, it had better do everything i want as default

No engine will do everything you want in your game as default. If it did, nobody would need programmers in their dev team anymore. -.- And you don't need access to source code to implement features like that.